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Fixed Deposits

Fixed-deposit

Presenting “SANCHAY” – a Deposit Scheme by LIC Housing Finance Ltd., which brings you a unique opportunity for a highly secured investment with equally high returns.

There are two types of Deposits: -
1) Public Deposit Scheme.
2) Corporate Deposit Scheme.

For further details click here

Public Deposit Scheme

  • Resident Individuals, Non-Resident Individuals, HUFs, Partnership Forms, Co-Operative Societies, Association of Persons and Trusts (Company is Eligible to accept deposits from trusts

  • Monthly Option – Rs. 2,00,000/-
  • Yearly Option – Rs. 10,00,000/-
  • Senior Citizens: Additional interest @ 0.25% p.a. (for deposits Rs. 10000/- to below Rs.20 Crores) on all tenures.

    • public-deposit

    Corporate Deposit Scheme

    corporate-deposit

  • Body Corporates, Public Limited Companies, Private Limited Companies, Corporations, Statutory Board, Local Authorities, Banks, Financial Instittions, and other such institutions as may be decided by LICHFL.

    • Interest Rates

    Interest rates effective from 19/06/2025 on Public Deposits upto 3 Crore and Corporate Deposit (upto 5 Cr)

    Senior Citizens - Additional intrest @ 0.25%

    Term Public Deposits Corporate Deposits
    Interest Rate Monthly
    (Non-Cumulative)    		 Interest Rate Quarterly
    (Non-Cumulative)    		 Interest Rate Yearly
    (Non-Cumulative/Cumulative)    		 Interest Rate Yearly
    (Non-Cumulative/Cumulative)
    1 Year 6.50% 6.55% 6.70% 6.60%
    15 Months 6.55% 6.60% 6.75% 6.65%
    18 Months 6.55% 6.60% 6.75% 6.65%
    2 Years 6.60% 6.65% 6.80% 6.80%
    3 Years 6.65% 6.70% 6.85% 6.80%
    5 Years 6.70% 6.75% 6.90% 6.80%

    Download Forms

    pdfSanchay Public deposit scheme application pdfSanchay corporate deposit scheme application